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Staying Safe During Summer Exercise

Regular exercise is among one of the best ways to stay healthy throughout your lifetime. During the hot summer months, taking some precautions can help you stay safe and avoid heat-related health risks. Before you go outside to run, walk, or perform any physical activities in hot weather, follow these health tips: Dress Right. Wear clothing that is light in color and wicks away sweat....

An Honest Discussion About Life Insurance

Talking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion.  We have come up with a few tips on how...

Do I Need More Insurance If I Have Medicare?

If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...

Beginner’s Guide to Buy/Sell Protection

It is important to plan for the future of a business, but life can be unpredictable. A buy/sell protection plan is designed to help keep your business secure if the unexpected should occur.  What Is a Buy/Sell Agreement? A buy/sell agreement is a contract between business partners, stipulating how a partner’s interest in the business will be reassigned if that partner dies or leaves the...

What Happens to my Regular Health Insurance When I get Medicare?

When you reach age 65, you gain an advantage – you are eligible for Medicare. If you already have health insurance through your employer, through your spouse, or purchased as an individual, it can help to know how Medicare will affect that health insurance.  When you sign up with Medicare, it is advised that you get assistance from a local insurance agent, as the process...